Gold Delta SkyMiles® Business Credit Card

• First Year Free, plus 15,000 SkyMiles with your first purchase
• Always Double Miles in select categories
• Earn One Delta SkyMile for virtually every dollar you spend
• Earn One Delta SkyMile for virtually every dollar you spend

Just The Facts -

Issuer :  American Express

Introductory APR rate :  0%

Introductory Period : 6 months.

Balance transfer APR : 9.99%

APR :   18.24% Variable.

Cash Advance APR : 23.24% Variable

Annual Fee : First year is free and then there is an annual charge of $85.00. However if you already own another type of American Express card then the charge is only $30 per Gold Delta Skymiles Business card per year.

Credit Line Possible : $50,000

Insurance included :  Auto rental insurance, a purchase protection plan, extended warranty, return protection, identity theft protection and up to $100,000 in travel accident insurance are included with the Gold Delta Skymiles Business Credit Card.

Financing Configuration - Interest is calculated on your average daily balance (including the date of purchase).

Grace Period - You have twenty days after making a purchase during which you do not have to pay interest.

The Best Thing About It - It has a generous rewards program that bestows you with double the miles for each dollar spent.  You also save 5% on all Delta Flights and earn 15,000 miles on your first purchase!

The Worst Thing About It - Gold Delta Skymiles Business Credit Card has a high annual fee for cardholders and a high balance transfer fee.

Credit Rating Needed For Acceptance :  Good Credit.

Who Is It For?

The Delta SkyMile Gold Credit Business Card, issued by American Express, is designed for those who frequently travel for business using Delta Airlines and like to garner lots of rewards in a short period of time.

The Benefits

You get double the rewards per dollar. Earn two miles for every eligible dollar spent at supermarkets, drugstores, gas stations, home improvement and hardware stores, the U.S. Postal Service, on Delta purchases and your wireless phone bill payments.

You earn 15,000 points bonus points with your first purchase using your Gold Delta Skymiles Business Credit Card.  Miles can be used in conjunction with Delta's frequent flier program.

Save 5% on all Delta Flights.  However this only applies as long as you buy the ticket directly from Delta Airlines using your Gold Delta Skymiles Business Credit Card.

Duplicate cards are free.  There is no fee for having up to five additional cards for employees.

You get access to OPEN. OPEN is the American Express customer service team that is available 24 hours a day, seven days a week.

You are eligible for OPEN Savings. This plan gives you discounts at FedEx, Hertz, Hyatt Hotels and Resort and more. The savings will automatically appear on your statement, and the savings are in addition to other discounts your business may already received.

You have access to the OPEN online community. This is a chat where you can link up with other small business owners and promote your business.

Track all of your expenses on one statement.  Online access to this statement to your account is also provided so you can stay on budget.

You can print out a Year End Summary for Tax Purposes. You can organize and print out a summary of the details of your Gold Delta Skymiles Business Credit Card account that is customized any way you want it to be. You may also receive a paper Year End Summary in the mail by calling the number on the back of your Card.

You have a Return Protection Plan. If you try to return a designated item within 90 days from the date of purchase and the merchant won't take it back, American Express will refund the full purchase price, up to $300 per item.

You have extra protection from theft or loss of your card while traveling.  American Express provides quick emergency cash and emergency card replacement should your card be stolen.

Your Gold Delta Skymiles Business Credit Card has a great deal of travel insurance. This card offers $100,000 in travel insurance.

The card comes with a Global Assist Hotline. Whenever you travel more than 100 miles from home, your Gold Delta Skymiles Business Credit Card protects you with with medical, legal, financial or other emergency assistance, including medical and legal referrals, visa/passport help, cash access, lost luggage and more.